Open Enrollment: October 15 – December 7
See the 2027 plans in your county. Free, in about a minute.
Once a year, anyone on Medicare can switch plans for next year. Plans change every January 1, so a quick look now can save you money and surprises. We’re Desert65: local, independent, and we explain it all in plain English. No cost. No pressure.
Open Enrollment, in plain English
From October 15 to December 7, anyone on Medicare can switch plans. Your new plan starts January 1.
Plans change their premiums, copays, doctors and extras every year, even if you do nothing. Your plan can get worse without you knowing.
Snap a photo of your plan card (or pick your plan from a list) and we’ll show your plan this year and next, right beside the plans that fit you best.
Medicare now lets some plans stop taking new members once they reach a limit, even before December 7. If you find the plan you want, enroll as soon as you decide. Don’t wait until December.
Real help from real people who live here too
Always free to you
Carriers pay us, not you — our time and advice never cost you anything.
Independent & unbiased
We work for your best outcome.
Real, one-on-one conversations
We meet with you and your spouse, listen to what matters most, and explain everything in plain language.
Four simple steps, start to finish
We listen first
Tell us about your health needs, current doctors, prescriptions, and budget — so we know what actually matters to you.
We compare, clearly
We check plans from many top-rated carriers side by side, and show you the real trade-offs between them.
We explain it simply
No insurance jargon. We walk through costs and coverage until it makes sense — and answer every question.
We stick around
Enrolled and beyond — call us anytime your prescriptions, doctors, or needs change. Year-round, not just at enrollment.
Coverage for every stage of Medicare
Medicare Advantage
All-in-one plans, often with $0 premiums and extra benefits like dental and vision.
Medicare Supplement
Fill the gaps Original Medicare leaves behind, with predictable, budget-friendly costs.
Prescription Drug Plans
We make sure your specific medications are covered before you ever enroll.
Dental, Vision & Hearing
Coverage for the everyday care Original Medicare typically doesn't include.
Life Insurance
Simple, affordable policies to help protect the people who count on you.
Dual Eligible & Extra Help
Guidance for those who qualify for both Medicare and Medicaid support.
Come to a Medicare 101 and bring your questions
An hour, in plain English, on how Medicare actually works — the four parts, the enrollment windows that carry lifelong penalties, and the difference between Advantage and Supplement plans. It is a class, not a sales meeting: nobody will pitch you a plan in the room.
- About an hour, coffee and questions included
- Bring your spouse, a friend, or your grown kids
- Small rooms on purpose — usually about 30 seats
Licensed to help you in 17 states
Based in Arizona and rooted in the desert Southwest, Desert65 is licensed to serve families well beyond it too.
The Southwest is home — for us, and for you.
From Monument Valley to the Mojave, we understand the landscape our clients call home, and the rhythm of desert life that comes with it.
Ready to talk it through?
Fifteen minutes on the phone can save you hundreds of dollars a year — and a lot of confusion. There's never any cost or obligation, and you'll get one of us, not a call centre.
